We Are Here To Assist You

We are in the business of finding your dream home you are bound to love living in for years to come. We work with all buyers, all budgets, and all areas of interest.

Let us put our years of experience to work for you. We are prepared to go through this process with you and help you find the home of your dreams. Detailed searches (size, sq footage, location, finishes, design, etc) are created to find the perfect house for you. We know every step of the process (offer, financing, counter offers, etc) and will guide you through the entire process.

Buying a home isn’t a small decision you make overnight. Typically, months of planning (if not longer) will go into the decision. A retirement home, a home for your kids to move into after graduating from school, a new home you are buying when you are offered a job in a new city; regardless of which of these purchases you are making, the right buyer’s agent can help! We will help you make a move that saves you time and money.
Allow us to guide you in the process, help you set a budget (and find many properties within that budget), and help you find the home of your dreams, regardless of which stage of your life you are in.

Contact Us Today and learn how our professional buyer’s agents can assist you in the purchase process. From putting in an offer, to dealing with troubles in financing, we have seen and done it all. Working with the Lauren Paris Group can help you find your dream home, and help you find it for the best price imaginable…. The best part is our service is FREE to you as a buyer.

Buying a Home May Make More Financial Sense Than Renting One

If rising home prices leave you wondering if it makes more sense to rent or buy a home in today’s housing market, consider this. It’s not just home prices that have risen in recent years – rental prices have skyrocketed as well. As a recent article from realtor.com says:
“The median rent across the 50 largest US metropolitan areas reached $1,876 in June, a new record level for Realtor.com data for the 16th consecutive month.”

That means rising prices will likely impact your housing plans either way. But there are a few key differences that could make buying a home a more worthwhile option for you.
If You Need More Space, Buying a Home May Be More Affordable.

What you may not realize is that, according to the latest data from realtor.com and the National Association of Realtors (NAR), it may actually be more affordable to buy than rent depending on how many bedrooms you need. The graph below uses the median rental payment and median mortgage payment across the country to show why.

If you are considering buying a home for the first time, we have lots of resources to help in your decision to buy your first home.

Click here for a First Time Buyers guide for Henderson or Las Vegas. This guide helps you through the process of buying your first home.

Homeownership is More Affordable

As the graph conveys, if you need two or more bedrooms, it may actually be more affordable to buy a home even as prices rise. While this doesn’t take into consideration the interest deduction or other financial advantages that come with owning a home, it does help paint the picture that it may be more affordable to buy then rent for that unit size based on nationwide averages.

So, if one of the factors motivating you to move is a desire for more space, this could be the added encouragement you need to consider homeownership.

Renting vs. Buying stop paying 100% interest!

In addition to being more affordable depending on how many bedrooms you need, buying has two other key benefits: payment stability and equity.

When you buy a home, you lock in your monthly payment with your fixed-rate mortgage. And that’s especially important in today’s inflationary economy. With inflation, prices rise across the board for things like gas, groceries, and more.

Locking in your housing payment, which is likely your largest monthly expense, can provide greater long-term stability and help shield you from those rising expenses moving forward. Renting doesn’t provide that same predictability. A recent article from CNET explains it like this: “…if you buy a house and secure a fixed-rate mortgage, that means that no matter how much prices or interest rates go up, your fixed payment will stay the same every month. That’s an advantage over renting since there’s a good chance your landlord will raise your rent to counter inflationary pressures.”

Not to mention, when you buy, you have the chance to build equity, which in turn grows your net worth. It works like this. As you pay down your home loan over time and as home values continue to appreciate, so does your equity. And that equity can make it easier to fuel a move into a future home if you decide you need a bigger home later on.

Again, the CNET article mentioned above helps explain: “Homeownership is still considered one of the most reliable ways to build wealth.” When you make monthly mortgage payments, you’re building equity in your home that you can tap into later on. When you rent, you aren’t investing in your financial future the same way you are when you’re paying off a mortgage.

If you’re trying to decide whether to keep renting or buy a home, let’s connect to explore your options. With home equity and a shield against inflation on the line, it may make more sense to buy a home if you’re able to.

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Buying a Home?

As a buyer, do you really NEED your own representation? Yes!! You will have your own personal fierce negotiator, you will be the first to know about off market listings, find the best deal and the perfect home. The Lauren Paris Group will help you navigate through every step of the process, and bring skills and knowledge to the table.
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Getting PreApproved

Before home shopping, talk with a local lender that can go over all the different loan programs, there are FHA, CONV and VA loan options. They all have different down payments and you can see what suits your situation best. You will also chat about down payment assistance programs.
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